Shariah Compliance Framework

Our comprehensive Shariah compliance framework ensures all activities adhere to Islamic principles, providing our investors with confidence in their financial decisions.

Financial Principles

  • Mudarabah - Profit and loss sharing partnerships
  • Musharakah - Joint venture partnerships
  • Waqf - Endowment-based investments
  • Prohibition of Riba (interest)
  • Avoidance of Gharar (excessive uncertainty)

Investment Screening

  • Thorough business activity screening
  • Financial ratio analysis
  • Regular Shariah audits
  • Halal income verification
  • Ethical business practices assessment

Compliance Standards

  • AAOIFI standards compliance
  • SMIIC certification alignment
  • GSO standards adherence
  • Regular Shariah board reviews
  • Transparent reporting practices

Our Commitment

At Shababulkhair, we maintain strict adherence to Islamic financial principles through:

  • Continuous monitoring by qualified Shariah scholars
  • Regular audits of all investment activities
  • Transparent profit-sharing mechanisms
  • Clear documentation of all transactions